Charles E. Carpenter Mr. Carpenter is the principal of Charles E. Carpenter, A Professional Corporation and has been in private practice for over twenty six years. Mr. Carpenter has extensive experience in corporate and transactional matters and serves as general counsel for several public and private corporations and partnerships. He is well experienced in the major areas of the Firm and personally supervises the associates and support staff that assist the Firm in competing in the marketplace. Mr. Carpenter is listed among the “Municipal Bond Attorneys” contained in The Bond Buyer’s Municipal Marketplace (the “Red Book”), since 1992.  Mr. Carpenter serves on various boards and civic organizations and is the recipient of numerous honors in the legal and civic communities.  Among others, Mr. Carpenter is a member of the National Association of Bond Lawyers and a member of the Tennessee Bar.	Phone: 901-523-7788 Fax: 901-523-2849 Email: charlesc@386beale.com Education: Howard University, B.A. University of Notre Dame, J.D.
Cheryl M. Hearn Ms. Hearn joined the Firm in 2000. She has experience in general corporate and business law, including business formation. Ms. Hearn also practices in the area of municipal finance. Her professional memberships include the Memphis and Shelby County Bar Association, the National Bar Association, the Mississippi Bar Association, and the National Association of Bond Lawyers.	Phone: 901-523-7788 Fax: 901-523-2849 Email: cheryl@386beale.com Education: Jackson State Univ., B.A. Univ. of Mississippi, J.D.